It’s no secret that our modern day lifestyles are bad for our health and statistics released by Hollard Life seem to confirm this. Heart disease and cancer are by far the leading causes of all claims across critical illness, death and disability income benefits, followed by vehicle accidents and stroke. (Based on claims Hollard Life claim stats June-Dec 2014) Their claims statistics show: 42% of all the claims they received between June and December last year were due to heart disease. Heart disease and stroke – generally thought to be something only middle-aged men need to worry about - are becoming more and more common in women. Heart disease and stroke claims made by both men and women were mostly for those between the ages of 41 and 50.  The second leading claims cause across all benefits was cancer at 20%. Prostate, breast, colon and metastatic cancers were the most common cancers claimed for during the period. The scary thing is that many illnesses like heart disease and certain cancers can be prevented just by adopting a healthy lifestyle. The best defence is knowing your family history, taking positive steps to reduce your health risks and having a financial plan in place in case you do ever have to face one of these serious illnesses. This is what you need to know to make sure that your tomorrow is secured, so you can live your today to the fullest: Apply for life, disability and critical illness cover while you’re young and healthy.

Statistics show that many diseases are being diagnosed at much younger ages than ever before.

The cost of insurance products increase as you get older so the sooner you get cover the better.

Contact no 011-894-2767 or send an email to teresa@tscommunications.co.za.

Teresa Settas (Communications)

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